Report Of the Task Force on Enhancing technology use in agriculture insurance
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NITI Aayog, Government of India
Abstract
The report “Enhancing Technology Use in Agriculture Insurance” was prepared by the Task Force constituted by NITI Aayog, Government of India, to examine the role of technology in improving the effectiveness of agricultural insurance, particularly under the Pradhan Mantri Fasal Bima Yojana (PMFBY). The report identifies major challenges related to farmer enrolment, crop-yield estimation, crop-loss assessment, claim settlement, product design and development, and insurance of livestock and aquaculture.
Description
Enhancing Technology Use in Agriculture Insurance is a report prepared by the Task Force on “Use of Technology for Agriculture Insurance” constituted by NITI Aayog. The report examines the challenges in implementing agricultural insurance in India, particularly under the Pradhan Mantri Fasal Bima Yojana (PMFBY), and explores how modern technologies can improve the efficiency, transparency and effectiveness of crop insurance.
The report covers technology applications in crop-insurance enrolment, crop-loss assessment, claim settlement, insurance product design, in-season crop-yield loss assessment, livestock and aquaculture insurance, and institutional mechanisms for technology use. It evaluates technologies such as satellite-based remote sensing, UAVs/drones, digital geo-referenced photography, mobile applications, statistical methods, crop-yield models and ICT systems.
Keywords
Agriculture Technology
Citation
Aggarwal, P.K., Chand, R., Bhutani, A., Kumar, Vijay, Goel, S.K., Rao, K.N., Poddar, M.K., Sud, U.C., Krishna Murthy, Y.V.N., Ray, S.S., Murthy, C.S., Sikka, A., Shirsath, P.B., Mishra, J.P., Choudhury, M., Chaudhury, O.P., Joshi, A.K., Sen, G., Tarpara, C.N., Kumar, D., Sahoo, R.N., Kumar, N.S., Yadav, A.K., Singh, T.P., Kannan, H., Satish Raju, G., Sudhakar, M., Singh, K.K., Agarwal, N., Reddy, P.K., Shukla, A., Shanbaug, A., Srivastava, A.K., Mehta, S., Gupta, P.K., Gopalakrishnan, A., Chandel, B.S., Duggal, R.K., Deshmukh, V., Kotwaliwale, N., Vora, P., Kumar, S. and Lochan, R. 2016. Report of the Task Force on ‘Enhancing Technology Use in Agriculture Insurance’. NITI (National Institute for Transforming India) Aayog, Government of India
